Terms of Use

Last updated: September 2026

Use of the tools

ToolSMA provides free online tools for personal and commercial use. You may use the tools and their outputs (such as generated QR codes, passwords or images) without restriction.

No professional advice

Results are estimates provided for general information. They are not financial, medical, legal or tax advice. Always verify important figures with a qualified professional before making decisions.

No warranty

The tools are provided "as is" without warranties of any kind. While we work hard to keep them accurate, we are not liable for any loss arising from their use.

Acceptable use

Do not attempt to disrupt the service, overload it with automated requests, or use it for unlawful purposes.

Changes

We may update these terms from time to time. Continued use of the site means you accept the current terms.